Chosen by over 3,000 financial services organizations, our deposit network offers deposit placement and wholesale funding services nationwide
We enable financial services companies of all sizes to keep their customers’ money secure, manage cash balances, and increase profitability in ways that would be too difficult or costly for each to achieve on its own.
IntraFi offers simple, convenient solutions to safeguard large cash balances. Tested and trusted, IntraFi’s services are used by financial institutions to provide tens of thousands of depositors with access to enhanced protection for large deposits at IntraFi network banks.
We believe that security and opportunities for success should be as accessible as possible. Financial institutions nationwide use IntraFi’s services to help depositors secure and grow their funds.
IntraFi’s suite of services provides a variety of liquidity options and the largest per-depositor capacity. Depositors can work with just one financial institution of their choosing to diversify their funds across numerous financial institutions.
Offer safety-conscious customers access to hundreds of millions in aggregate FDIC insurance across network banks for DDA, MMDA, brokerage accounts, and time deposits.
Move funds on and off balance sheet for resilience and flexibility, earning noninterest fee income when selling deposits.
Gain access to bank asset sales and purchase opportunities, including loan purchases and private equity capital call facilities.
A list identifying IntraFi network banks may be found here. IntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
Of the nation’s top 100 banks use IntraFi
Of banks in the U.S. are IntraFi network participants
Of CDFI banks are members in IntraFi’s network
Our customer-centric approach and stringent security measures have enabled us to serve our customers through good times and times of stress in the financial system. With a 20+ year history of solid performance, we are known for our reliability and security.
Our network spans the financial services spectrum from the largest global banks to the smallest community banks, as well as brokerage firms and fintechs. The flexibility and capacity of our network provides a one-stop solution, lowers costs, and increases returns to our clients versus what they would achieve on their own or from other solutions.
Find out how we help banks and other financial services organizations.
I will never again bank with a bank that is not part of the IntraFi network.
Community banking is still vibrant, and it’s made more vibrant because of the tools we have at our disposal, such as those provided by IntraFi.
Tell me a reason not to be doing this(reciprocal deposits)? There isn’t one.
ACT is really an expansion of the funding pool and of the relationships that drive success at MDIs and CDFIs. It's a long-term play, not a short-term gap-filler,
With the help of [IntraFi] and access they provide to multi-million-dollar FDIC insurance, we’ve been able to build loyal, large-dollar relationships.
[IntraFi] has been a big partner with us in order to fund growth.
Unlike its competitors, [IntraFi] doesn’t compete with us for our customers. We own our customer relationships. We set our rates. [IntraFi] crafts its services from a banker’s perspective. Head to toe, [IntraFi] is all about community banks. The company’s services level the playing field, helping us to better compete with much larger players.
The people are great! So patient and helpful.
Best quality, in my eyes, is their responsiveness. Excellent customer service.
Through products like CDARS and ICS, community development banks attract deposits at four times the level of other community banks. That translates into loans to small businesses, loans for mortgages and home improvement, loans for revitalization projects - loans that otherwise would not be made.
The one thing I tell everyone about [IntraFi] is they have the best customer support team I have ever dealt with, and I‘ve been in banking for 18 years.
Our school system has utilized the CDARS service for years and is very pleased about the addition of the ICS service. With CDARS, we have access to FDIC insurance on our funds that are invested for a longer timeframe while meeting our investment policy mandates and earning CD-level returns. With ICS, we can protect and invest our funds on a shorter-term basis while earning a return. CDARS and ICS combined provide us with an efficient cash management solution.